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Ripple’s Garlinghouse Fires Back After Jamie Dimon Targets Coinbase and CLARITY ACT

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Ripple CEO Brad Garlinghouse has criticized JPMorgan Chase CEO Jamie Dimon over his recent remarks attacking the CLARITY ACT.

He reminded that Dimon has consistently dismissed the crypto industry for years while misrepresenting the purpose of the legislation.

Clash Over Crypto Regulation

Speaking during an interview with Fox Business host Maria Bartiromo, Garlinghouse responded directly to comments Dimon made earlier this month, where the banking executive accused Coinbase CEO Brian Armstrong of pushing the bill in Washington and claimed the proposed legislation weakens protections against money laundering and Bank Secrecy Act violations.

The Ripple exec said that Dimon was either intentionally trying to undermine support for the bill or misunderstanding what the legislation actually does.

“As much as we can talk about whether or not Brian Armstrong is representing the industry, he is not; he is representing Coinbase, and in certain ways he is going to look out for Coinbase’s best interest. But at the end of the day, I think what Jamie Dimon did was a disservice. He’s representing that this reduces compliance concerns, that it makes it easier to do bad things. That’s just not true. It’s either intentional misrepresentation or even negligent to try to make support for the Clarity Act go away.”

Even during his appearance at the Reagan National Economic Forum last month, Dimon 前記 banks would not accept the current form of the bill and lashed out at Armstrong.

“He’s the only one, and he’s spending hundreds of millions of dollars in Washington on this thing. He’s full of shit.”

Economist Peter Schiff also slammed Dimon’s comments and said that stablecoin issuers should not face the same banking rules as traditional lenders. Despite being a longtime crypto critic, Schiff said that banks operate with FDIC insurance and risky lending practices, while fully backed stablecoins invested only in US Treasuries serve a legitimate purpose.

CLARITY Act Progress So Far

The CLARITY Act is moving through Congress but is facing growing opposition from major banks. The bill aims to clarify which US regulator oversees different types of cryptocurrencies by dividing responsibilities between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). It is designed to reduce confusion around crypto regulation in the United States.

After passing the House in 2025, the legislation advanced through the Senate Banking Committee last month, but it still faces additional debate in the full Senate. One of the major sticking points involves stablecoin yield provisions that banks argue could allow crypto firms to offer interest-like rewards without following the same regulatory requirements imposed on traditional financial institutions.

ポスト Ripple’s Garlinghouse Fires Back After Jamie Dimon Targets Coinbase and CLARITY ACT に初登場した。 クリプトポテト.

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