{"id":52276,"date":"2026-11-11T21:30:35","date_gmt":"2026-11-11T21:30:35","guid":{"rendered":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/"},"modified":"2026-11-11T21:30:35","modified_gmt":"2026-11-11T21:30:35","slug":"how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry","status":"publish","type":"post","link":"https:\/\/cryptd.in\/id\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/","title":{"rendered":"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry"},"content":{"rendered":"
\"Watch\u25b6<\/span><\/a><\/div>\n
\n

Bitcoin Magazine<\/a>
\n
\nHow Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry<\/a><\/p>\n

<\/div>\n

Danny Baer, Head of Revenue & Investments at Meanwhile, explains how his Bermuda-based company built the world\u2019s first fully licensed life insurance carrier that runs entirely on Bitcoin, holding its regulatory capital in Bitcoin and paying out policies in Bitcoin. He breaks down why traditional insurers can\u2019t compete with this model, why backers like Apollo, Bain Capital Crypto, Northwestern Mutual and Sam Altman joined the cap table, and how a policy works: pay 10 bitcoin in premium and your family could receive 15 or 20 bitcoin, tax-free. He also explains how a Bitcoin-denominated yield of about 2% compounds inside the policy, and why life insurers\u2019 decades-long horizon makes them a source of permanent capital for the Bitcoin economy. <\/p>\n

\"\ud83d\udfe9\" Cash App: For a limited time, new customers can get $21 added to their balance. Just use the code BMTV21 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app\/legal\/podcast.<\/p>\n

\"\ud83e\uddf3\" Partnership Enquiries: Let\u2019s find your fit! BMTV offers customized sponsorships tailored to your brand\u2019s goals and target audience.
\n \"\ud83d\udc49\" Partner with us: https:\/\/bitcoinmagazine.com\/bmtv<\/a><\/p>\n

Chapters:
\n00:00<\/a> Why Families Should Protect Themselves in Bitcoin
\n01:35<\/a> Passing Wealth in a More Durable Currency
\n03:12<\/a> A Balance Sheet Denominated Entirely in Bitcoin
\n04:40<\/a> It Doesn\u2019t Matter If Bitcoin Is $10,000 or $10 Million
\n05:17<\/a> Bermuda and the First Bitcoin Life Insurance License
\n08:13<\/a> Why Bain, Apollo and Northwestern Mutual Invested
\n10:18<\/a> Life Insurance as 3% of a Bitcoin Economy
\n12:06<\/a> The Risk-Free Rate of Bitcoin Is Zero
\n13:23<\/a> Secured Bitcoin Lending and First-Loss Capital
\n16:50<\/a> What Bitcoiners Miss About Life Insurance Capital
\n18:29<\/a> A 42-Year Liability and Permanent Capital
\n21:51<\/a> Loved Ones Won\u2019t Have to Hunt for a Seed Phrase<\/p>\n

DISCLAIMER: The views and opinions expressed in this show are those of the participants and do not necessarily reflect the official policy or position of BTC Inc., Bitcoin Magazine, or any affiliated entities. This content is provided for informational and educational purposes only and should not be construed as investment, legal, tax, or accounting advice. Nothing contained in this show constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial instruments. Viewers should consult their own advisors before making financial or business decisions.<\/p>\n

This post How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Patrick Green<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

\u25b6 Bitcoin Magazine How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry Danny Baer, Head of Revenue & Investments at Meanwhile, explains how his Bermuda-based company built the world\u2019s first fully licensed life insurance carrier that runs entirely on Bitcoin, holding its regulatory capital in Bitcoin and paying out policies in Bitcoin. He […]<\/p>\n","protected":false},"author":1,"featured_media":52278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-52276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-feeds"],"yoast_head":"\nHow Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry - cryptd.in<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptd.in\/id\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry - cryptd.in\" \/>\n<meta property=\"og:description\" content=\"\u25b6 Bitcoin Magazine How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry Danny Baer, Head of Revenue & Investments at Meanwhile, explains how his Bermuda-based company built the world\u2019s first fully licensed life insurance carrier that runs entirely on Bitcoin, holding its regulatory capital in Bitcoin and paying out policies in Bitcoin. He […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptd.in\/id\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/\" \/>\n<meta property=\"og:site_name\" content=\"cryptd.in\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-11T21:30:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/img.youtube.com\/vi\/_0kypyaaW4A\/hqdefault.jpg\" \/>\n<meta name=\"author\" content=\"cryptd.in\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ditulis oleh\" \/>\n\t<meta name=\"twitter:data1\" content=\"cryptd.in\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/\"},\"author\":{\"name\":\"cryptd.in\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/#\\\/schema\\\/person\\\/7973e8183bc6723b86adfe84d5af0ce4\"},\"headline\":\"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry\",\"datePublished\":\"2026-11-11T21:30:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/\"},\"wordCount\":420,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/hqdefault-4MeBYd.jpg\",\"articleSection\":[\"Feeds\"],\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/\",\"url\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/\",\"name\":\"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry - cryptd.in\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/hqdefault-4MeBYd.jpg\",\"datePublished\":\"2026-11-11T21:30:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#breadcrumb\"},\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/hqdefault-4MeBYd.jpg\",\"contentUrl\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/hqdefault-4MeBYd.jpg\",\"width\":480,\"height\":360},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cryptd.in\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/#website\",\"url\":\"https:\\\/\\\/cryptd.in\\\/\",\"name\":\"cryptd.in\",\"description\":\"Alternative LinkedIn for Crypto-friendly Talents\",\"publisher\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cryptd.in\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"id\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/#organization\",\"name\":\"cryptd.in\",\"url\":\"https:\\\/\\\/cryptd.in\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/cryptdin_logo.jpg\",\"contentUrl\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/cryptdin_logo.jpg\",\"width\":900,\"height\":900,\"caption\":\"cryptd.in\"},\"image\":{\"@id\":\"https:\\\/\\\/cryptd.in\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/#\\\/schema\\\/person\\\/7973e8183bc6723b86adfe84d5af0ce4\",\"name\":\"cryptd.in\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/litespeed\\\/avatar\\\/0b38230b9c4987de71d8ea131b2d0c60.jpg?ver=1793982589\",\"url\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/litespeed\\\/avatar\\\/0b38230b9c4987de71d8ea131b2d0c60.jpg?ver=1793982589\",\"contentUrl\":\"https:\\\/\\\/cryptd.in\\\/wp-content\\\/litespeed\\\/avatar\\\/0b38230b9c4987de71d8ea131b2d0c60.jpg?ver=1793982589\",\"caption\":\"cryptd.in\"},\"sameAs\":[\"http:\\\/\\\/cryptd.in\"],\"url\":\"https:\\\/\\\/cryptd.in\\\/id\\\/author\\\/cryptd-in\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry - cryptd.in","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptd.in\/id\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/","og_locale":"id_ID","og_type":"article","og_title":"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry - cryptd.in","og_description":"\u25b6 Bitcoin Magazine How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry Danny Baer, Head of Revenue & Investments at Meanwhile, explains how his Bermuda-based company built the world\u2019s first fully licensed life insurance carrier that runs entirely on Bitcoin, holding its regulatory capital in Bitcoin and paying out policies in Bitcoin. He […]","og_url":"https:\/\/cryptd.in\/id\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/","og_site_name":"cryptd.in","article_published_time":"2026-11-11T21:30:35+00:00","og_image":[{"url":"https:\/\/img.youtube.com\/vi\/_0kypyaaW4A\/hqdefault.jpg","type":"","width":"","height":""}],"author":"cryptd.in","twitter_card":"summary_large_image","twitter_misc":{"Ditulis oleh":"cryptd.in","Estimasi waktu membaca":"2 menit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#article","isPartOf":{"@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/"},"author":{"name":"cryptd.in","@id":"https:\/\/cryptd.in\/#\/schema\/person\/7973e8183bc6723b86adfe84d5af0ce4"},"headline":"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry","datePublished":"2026-11-11T21:30:35+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/"},"wordCount":420,"commentCount":0,"publisher":{"@id":"https:\/\/cryptd.in\/#organization"},"image":{"@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#primaryimage"},"thumbnailUrl":"https:\/\/cryptd.in\/wp-content\/uploads\/2026\/11\/hqdefault-4MeBYd.jpg","articleSection":["Feeds"],"inLanguage":"id","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/","url":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/","name":"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry - cryptd.in","isPartOf":{"@id":"https:\/\/cryptd.in\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#primaryimage"},"image":{"@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#primaryimage"},"thumbnailUrl":"https:\/\/cryptd.in\/wp-content\/uploads\/2026\/11\/hqdefault-4MeBYd.jpg","datePublished":"2026-11-11T21:30:35+00:00","breadcrumb":{"@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#breadcrumb"},"inLanguage":"id","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/"]}]},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#primaryimage","url":"https:\/\/cryptd.in\/wp-content\/uploads\/2026\/11\/hqdefault-4MeBYd.jpg","contentUrl":"https:\/\/cryptd.in\/wp-content\/uploads\/2026\/11\/hqdefault-4MeBYd.jpg","width":480,"height":360},{"@type":"BreadcrumbList","@id":"https:\/\/cryptd.in\/how-sam-altman-backed-meanwhile-is-disrupting-the-20t-life-insurance-industry\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptd.in\/"},{"@type":"ListItem","position":2,"name":"How Sam Altman-Backed Meanwhile Is Disrupting the $20T Life Insurance Industry"}]},{"@type":"WebSite","@id":"https:\/\/cryptd.in\/#website","url":"https:\/\/cryptd.in\/","name":"cryptd.in","description":"LinkedIn Alternatif untuk Talenta yang Ramah Kripto","publisher":{"@id":"https:\/\/cryptd.in\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptd.in\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"id"},{"@type":"Organization","@id":"https:\/\/cryptd.in\/#organization","name":"cryptd.in","url":"https:\/\/cryptd.in\/","logo":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/cryptd.in\/#\/schema\/logo\/image\/","url":"https:\/\/cryptd.in\/wp-content\/uploads\/2024\/05\/cryptdin_logo.jpg","contentUrl":"https:\/\/cryptd.in\/wp-content\/uploads\/2024\/05\/cryptdin_logo.jpg","width":900,"height":900,"caption":"cryptd.in"},"image":{"@id":"https:\/\/cryptd.in\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/cryptd.in\/#\/schema\/person\/7973e8183bc6723b86adfe84d5af0ce4","name":"cryptd.in","image":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/cryptd.in\/wp-content\/litespeed\/avatar\/0b38230b9c4987de71d8ea131b2d0c60.jpg?ver=1793982589","url":"https:\/\/cryptd.in\/wp-content\/litespeed\/avatar\/0b38230b9c4987de71d8ea131b2d0c60.jpg?ver=1793982589","contentUrl":"https:\/\/cryptd.in\/wp-content\/litespeed\/avatar\/0b38230b9c4987de71d8ea131b2d0c60.jpg?ver=1793982589","caption":"cryptd.in"},"sameAs":["http:\/\/cryptd.in"],"url":"https:\/\/cryptd.in\/id\/author\/cryptd-in\/"}]}},"_links":{"self":[{"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/posts\/52276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/comments?post=52276"}],"version-history":[{"count":0,"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/posts\/52276\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/media\/52278"}],"wp:attachment":[{"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/media?parent=52276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/categories?post=52276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptd.in\/id\/wp-json\/wp\/v2\/tags?post=52276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}